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Citizens Bank offers a number of commercial deposit accounts to help you achieve your business goals.


Commercial Checking

For low check writing and transaction volume. Learn more...

  • Minimum to open account - $100.00
  • No charge if minimum daily balance is at least $500  Otherwise, a $7.95 monthly charge is assessed. No charge for first 25 debit transactions (check paid, withdrawal, automatic transfer or payment from account).  Additional debit transactions $0.15 each if daily minimum balance is less than $500.

Commercial Analysis Checking

For more complex accounts which have a higher volume of transactions . Learn more...

  • Minimum to open account - $100.00
  • Unlimited transactions.  Analysis fees apply.
  • Earnings allowance can offset fees

Commercial Super NOW

Interest bearing account for low transaction volume. Learn more...

  • Minimum to open account - $1,500.00
  • Earns market rate of interest
  • No monthly charge if daily balance is $1,500 or more
  • Monthly $10.00 charge if daily balance is less than $1,500.  No charge for first 25 debit transactions (check paid, withdrawal, automatic transfer or payment from account).  Additional debit transactions $0.15 each if minimum daily balance is less than $1,500.

Commercial Money Market

Tiered interest rate paid depending on balance. Learn more...

  • Minimum to open account - $1,500.00
  • Earns market rate of interest
  • No monthly charge if average daily balance is $1,500 or more. 
  • No charge for first three debit transactions per month.  Additional debit transactions, $2.00 each.
  • Account limited to 6 preauthorized transfers per month
  • Unlimited in-house transactions

Commercial Savings

Interest earning account. Learn more...

  • Minimum to open account - $100.00
  • No Charge for the First 9 withdrawals per quarter
  • Additional withdrawals, $2.00 each
  • Account limited to 6 preauthorized transfers per month
  • Unlimited in-house transactions
  • Quarterly service charge if balance falls below $100, is $5.00